Why do we charge fees for certain actions and not others?

Our fees are standard for all members of HRCCU.

There may be an scenario where no fee will be charged.

For example, if true fraud has taken place on a member’s debit card, we will not charge for the issue of a new card.

Here is a description of just some of the instances where it is not considered to be fraudulent activity.

To find a list of our standard fees, you can view them here.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
5.50%
Fixed Rate 36 Month
Mortgages
APR as low as
6.00%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
5.95%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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