Hudson Falls Branch Drive-Thu Now Open! We’re pleased to share that the drive-thru at our Hudson Falls branch has reopened and is now operating during normal business hours. Members can also access our eTeller Machine (ITM) in the drive-thru 24/7 for convenient banking services anytime day or night. Please note that the lobby remains temporarily closed while repairs continue following damage from a recent vehicle accident. We sincerely appreciate your patience and understanding during this time and thank you for your continued membership.

Member Appreciation Certificate Special

Earn even more with our limited time certificate special!

At HRCCU, we’re committed to providing our members with the best possible service and most competitive rates.

In an effort to keep this commitment and thank our members for their continued dedication, we are offering a Member Appreciation Share Certificate Special to new and existing members for a limited time.

Member Appreciation Share Certificate Special Rates

Our 2026 Member Appreciation CD Specials have sold out. Check back next year for more great rates.

To take advantage of our Member Appreciation certificate promotion, visit one of our four convenient branch locations or contact member services at (518) 886-3400 to open an account today!

*APY = Annual Percentage Yield. Certificates available as traditional share or IRA certificate. No limit on new money. New Money is defined as deposits and investments not previously held in any HRCCU account. New money receives a 0.25% APY rate bump. Existing money limited to $150,000 per person. Penalties may apply for early withdrawal. Restrictions apply. Offer is for a limited time only. 

Contact Us

For more details or to open a special certificate account, visit a branch or contact us at at (518) 886-3400

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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