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A Special Thank You!

We’re returning a portion of our 2014 earnings back to our members!
These Certificate Specials are available to members as of 12/31/2014 only.

Call, click or visit a conveniently located branch for all the details!

Refinance your current loan with HRCCU!

You may see lower monthly payments or a shorter loan term. Our Home Loans have No Fees and No PMI!
And, you may walk out with up to $100 in a Visa® Gift Card*  Find out more!

* At loan closing. Gift card promotion ends 4/30/15.

Take 5% OFF

your current HRCCU Platinum Visa® balance transfer interest rate for twelve months – when you transfer your non-HRCCU credit card balances. Offer available for a limited time – don’t wait!

Call, click or stop by for more details today!

We’re here to help you.

We’re members, just like you. Working together, we can help you to overcome just about any financial challenge.

Contact Us

Your Votes Count!

Be sure to vote for us as “Best Credit Union”
in The Post Star and Saratoga Today “Best of” Reader Polls!

Apply for a college scholarship today!

Attention High School Seniors:
Submit your applications to win one or more college scholarships available to you as an HRCCU member.
Click here for scholarship information, submission deadlines and applications.

Boat and R/V Loans

Heading to a boat and R/V show? HRCCU offers great low rates on boats and recreational vehicle loans. These local dealers even offer HRCCU financing on the spot!

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Get pre-approved today!

First Time Car Buyer Program

 

 

 

Shopping for a new or used vehicle?
Our loan rates start at:
1.99%
Annual Percentage Rate
Click for rates and info

Fast, Free, and Secure eStatements.

 

 

Sign up today!
Virtual Branch

Tickets Are Now On Sale!

HRCCU Annual Meeting

 Wednesday, April 8th
6 – 8:30 PM
Saratoga National Golf Club
Saratoga Springs, NY

Click here for more information!

Money

Deposit Money Wherever You Are

  • In Any Branch: Deposit your check in any of our five conveniently located branches throughout the Capital Region.
  • FREE Direct Deposit: Deposit your paycheck conveniently and automatically every payday.
Credit Cards

Convenient Money Management

  • Apply online for your Mortgage or Home Loan.
  • Virtual Branch: Check your account balance, transfer money, change your address.
  • Pay Bills: Pay your bills online with our PayIT® Bill Payment Services.
  • Mobiliti™: View account balances and transactions, transfer funds among your accounts pay bills and more securely through your mobile device.
  • VISA® Online Account Access - View your current balance, your statements and make online payments through this secure site.
  • Apple Pay™  transactions coming soon!
Credit Cards

Instant Access to Your Money

Interested in membership?                                                                                                                                                                                                         

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Join HRCCU

HRCCU Mortgages

Current Rates

Home Loans
Starting At:
2.50%APR
Auto Loans (60 mo.)
As Low As:
1.99%APR
APR = Annual Percentage Rate

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