Help make HRCCU Number #1 again by voting us Best Credit Union in the Post Star's Best of the Region contest! Voting is easy: simply text 130 to (518) 735-0282 to vote for HRCCU. You can vote once per day from now until April 22.

How do I apply for a credit card?

HRCCU offers two options for credit cards: Visa Platinum and Shared Secure Visa.

If you are already an HRCCU member, you can easily apply online by logging in to your Online Banking account.

You can also click the Apply Today button for the credit card you choose right from the page or give us a call.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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