Important Notice: Our Hudson Falls branch was struck by a vehicle and, due to the resulting damage, will be closed until further notice. Members in the area may visit our Glens Falls branch or take advantage of our shared branching network while the branch remains closed. We appreciate your patience and understanding. Find a Branch
-
312 Palmer Avenue
518-886-3400
Corinth, NY 12822 -
35 Niver Street
518-886-3400
Cohoes, NY 12047 -
160 Broad St
518-886-3400
Glens Falls, NY 12801 -
1167 State Route 29
518-886-3400
Greenwich, NY 12834 -
3762 Burgoyne Ave
518-886-3400
Hudson Falls, NY 12839 -
Shared Branching
HRCCU is part of the UsNet Shared Branch Network This provides you, our member, greater convenience and real-time access to your accounts when traveling around the corner or across the country.
| Choice Checking | Premier Checking | |
|---|---|---|
| Best For | Member 15 & Older | Those with the Required Available Balance |
| Minimum Balance | $0 | $0 |
| Monthly Service Fee | $0 | $5 |
| Check Order Fee | First Order of 40 Free BASIC Checks | Two Free Boxes of BASIC Checks Per Year |
| Check Processing | $0 | $5 |
| Free Visa Debit Card | ✔ | ✔ |
| Free ATM Transactions | ✔ | ✔ |
| Courtesy Pay Protection | ✔ | ✔ |
| Free Access to Online Banking | ✔ | ✔ |
| FREE Audio Response | ✔ | ✔ |
| FREE eStatements | ✔ | ✔ |
| Mobile Payments | ✔ | ✔ |
Premier Checking
Open a Premier Checking Account Today!
| Average Monthly Balance | Interest Rate | APY |
|---|---|---|
| $0.01 - $2,499 | 0.00% | 0.00% |
| $2,500 and up | 0.05% | 0.05% |
Savings Accounts
| Prime & Universal Savings | Youth Savings | Holiday Club | UTMA Savings | IRA Savings | |
|---|---|---|---|---|---|
| Best For | Everyone 15 and older | 14 and Younger | Savings for Holiday Gifts | Gifting Money to Minors Under the age of 18 | Traditional IRA and Roth IRA |
| Minimum Balance to Earn Interest | $500 | $5 | $5 | $5to age 18, $500for 18+ | $250 |
| Visa Debit Card Access | ✔ | ✔ | – | – | – |
| FREE ATM Transactions* *Foreign ATM fees apply. |
✔ | ✔ | – | – | – |
| FREE access to Online & Mobile Banking | ✔ | ✔ | ✔ | ✔ | ✔ |
| FREE Audio Response | ✔ | ✔ | ✔ | ✔ | ✔ |
| FREE eStatements | ✔ | ✔ | ✔ | ✔ | ✔ |
Prime Savings
Open a Prime Savings Account Today!
Free savings account that requires just $5 minimum balance to open.
| Average Monthly Balance | Interest Rate | APY |
|---|---|---|
| $0.01 - $499.99 | 0.00% | 0.00% |
| $500.00 - $4,999.99 | 0.00% | 0.00% |
| $5,000 and up | 0.05% | 0.05% |
Universal Savings
Open a Universal Savings Account Today!
Save for any purpose with the Universal Savings account.
| Average Monthly Balance | Interest Rate | APY |
|---|---|---|
| $0.01 - $499.99 | 0.00% | 0.00% |
| $500.00 - $4,999.99 | 0.00% | 0.00% |
| $5,000 and up | 0.05% | 0.05% |
Youth Savings
Open a Youth Savings Account Today!
Start saving with a free youth savings account. Earn quarterly dividends with just a $5 minimum deposit for kids ages 14 and under.
| Average Monthly Balance | Interest Rate | APY |
|---|---|---|
| $1.00 and up | 0.05% | 0.05% |
Holiday Club
Open a Holiday Club Account Today!
Join our holiday club to save for next year's holiday gifts. Our holiday club runs from October 1 to September 30th with no minimum deposit requirement to open an account.
| Average Monthly Balance | Interest Rate | APY |
|---|---|---|
| $1.00 or more | 0.05% | 0.05% |
UTMA Savings
Open a UTMA Savings Account Today!
A custodial account established under the Uniform Transfers to Minors or Gifts to Minors Act (UTMA). Earn compounded quarterly dividends on an average daily balance of $5.00 or more.
| Average Monthly Balance | Interest Rate | APY |
|---|---|---|
| $1.00 and up | 0.05% | 0.05% |
IRA Savings
Open a IRA Savings Account Today!
Save for your future with an IRA Savings Account. Open an account with $250 minimum balance.
| Average Monthly Balance | Interest Rate | APY |
|---|---|---|
| $0.01 - $999.99 | 0.00% | 0.00% |
| $1000.00 - $9,999.99 | 1.00% | 1.00% |
| $10,000 - $24,999.99 | 1.24% | 1.25% |
| $25,000 and up | 1.49% | 1.50% |
