Checking & Savings Account

Checking Accounts

HRCCU Choice Checking HRCCU Premier Checking
Best For Members 15 & older $500Minimum Balance
Minimum Balance $0 $500**Earn dividends. See interest rates below. 
Monthly Service fee $0 $5**Fee charged if Average Daily Balance falls below $500.
Check Order Fees First order of 80 free BASIC Checks Free Unlimited BASIC Checks
Per Check Charges $0**Additional fees may apply.  $0
Visa Debit Card Access
FREE* ATM Transactions
*Foreign ATM fees apply. 
Courtesy Pay Protection
FREE access to online & mobile banking
FREE Audio Response
FREE eStatements
Mobile Payments
Premier Checking

Open a Premier Checking Account Today!

Average Monthly BalanceInterest RateAPY
$0.01 - $2,4990.00%0.00%
$2,500 and up0.05%0.05%

Savings Accounts

Prime & Universal Savings Youth Savings Holiday Club UTMA Savings IRA Savings
Best For Everyone 15 and older 15 and Younger Savings for Holiday Gifts Gifting Money to Minors Under the age of 18 Traditional IRA and Roth IRA
Minimum Balance to Earn Interest $500 $5 $5 $5to age 18, $500for 18+ $250
Visa Debit Card Access
FREE ATM Transactions*
*Foreign ATM fees apply. 
FREE access to Online & Mobile Banking
FREE Audio Response
FREE eStatements
Prime Savings

Open a Prime Savings Account Today!

Free savings account that requires just $5 minimum balance to open.

Average Monthly BalanceInterest RateAPY
$0.01 - $499.990.00%0.00%
$500.00 - $4,999.990.00%0.00%
$5,000 and up0.10%0.10%
Universal Savings

Open a Universal Savings Account Today!

Save for any purpose with the Universal Savings account.

Average Monthly BalanceInterest RateAPY
$0.01 - $499.990.00%0.00%
$500.00 - $4,999.990.00%0.00%
$5,000 and up0.10%0.10%
Youth Savings

Open a Youth Savings Account Today!

Start saving with a free youth savings account. Earn quarterly dividends with just a $5 minimum deposit for kids ages 15 and under.

Average Monthly BalanceInterest RateAPY
$5.00 and up0.05%0.05%
Holiday Club

Open a Holiday Club Account Today!

Join our holiday club to save for next year's holiday gifts. Our holiday club runs from October 1 to September 30th with no minimum deposit requirement to open an account.

Average Monthly BalanceInterest RateAPY
$1.00 or more0.05%0.05%
UTMA Savings

Open a UTMA Savings Account Today!

A custodial account established under the Uniform Transfers to Minors or Gifts to Minors Act (UTMA). Earn compounded quarterly dividends on an average daily balance of $5.00 or more.

Average Monthly BalanceInterest RateAPY
$5.00 and up0.05%0.05%
IRA Savings

Open a IRA Savings Account Today!

Save for your future with an IRA Savings Account. Open an account with $250 minimum balance.

Average Monthly BalanceInterest RateAPY
$250 - $999.990.00%0.00%
$1000.00 - $9,999.990.10%0.10%
$10,000 - $24,999.990.15%0.15%
$25,000 and up0.15%0.15%

Current Rates

Auto Loans
APR as low as
2.74%
Fixed Rate 36 Month
Mortgages
APR as low as
2.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card