Vehicle Loan Rates

APR = Annual Percentage Rate. Offers listed herein are for eligible HRCCU members for new/used vehicle and motorcycle loans effective 2026. Rates listed are for $3,001 minimum amount financed and include a .25% APR discount for having automatic payments. Member must credit qualify. Rates listed are for credit scores of 740+. Other rates available. A credit report fee of $5.00 may be charged. Terms and conditions may apply. Offers/terms listed above are subject to change without notice. HRCCU reserves the right to alter or withdraw these offers or certain features thereof without prior notification. All secured loans with the exception of a share secured loan must pay the Vendor Single Interest (VSI) insurance payment of $250 per car or truck loan. All other collateralized loans will incur a fee of $250 per loan. 84 month term is for new vehicles only.

APR = Annual Percentage Rate. Offers listed herein are for eligible HRCCU members for new/used auto loans effective 2026. Rates listed are for $3,001 minimum amount financed and include a .25% APR discount for having automatic payments. Member must credit qualify. Rates listed are for credit scores of 740+. Other rates available. A credit report fee of $5.00 may be charged. Terms and conditions may apply. Offers/terms listed above are subject to change without notice. HRCCU reserves the right to alter or withdraw these offers or certain features thereof without prior notification. All secured loans with the exception of a share secured loan must pay the Vendor Single Interest (VSI) insurance payment of $250 per call or truck loan. All other collateralized loans will incur a fee of $250 per loan.

APR = Annual Percentage Rate. Offers listed herein are for eligible HRCCU members for new/used boat loans effective 2026. Rates listed are for $3,001 minimum amount financed and include a .25% APR discount for having automatic payments. Member must credit qualify. Rates listed are for credit scores of 740+. Other rates available. A credit report fee of $5.00 may be charged. Terms and conditions may apply. Offers/terms listed above are subject to change without notice. HRCCU reserves the right to alter or withdraw these offers or certain features thereof without prior notification. All secured loans with the exception of a share secured loan must pay the Vendor Single Interest (VSI) insurance payment of $250 per car or truck loan. All other collateralized loans will incur a fee of $250 per loan.

APR = Annual Percentage Rate. Offers listed herein are for eligible HRCCU members for new/used ATV, personal watercraft and snowmobile loans effective 2026. Rates listed are for $3,001 minimum amount financed and include a .25% APR discount for having automatic payments. Member must credit qualify. Rates listed are for credit scores of 740+. Other rates available. A credit report fee of $5.00 may be charged. Terms and conditions may apply. Offers/terms listed above are subject to change without notice. HRCCU reserves the right to alter or withdraw these offers or certain features thereof without prior notification. All secured loans with the exception of a share secured loan must pay the Vendor Single Interest (VSI) insurance payment of $250 per car or truck loan. All other collateralized loans will incur a fee of $250 per loan.