Personal Loan Rates

Important Notice: Our Hudson Falls branch was struck by a vehicle and, due to the resulting damage, will be closed until further notice. Members in the area may visit our Glens Falls branch or take advantage of our shared branching network while the branch remains closed. We appreciate your patience and understanding. Find a Branch

Unsecured Personal Loans

Unsecured Personal Loans Rates

Take a vacation, consolidate debt or make a large purchase, with an unsecured personal loan. A personal loan from HRCCU will help you borrow for what you want to do.

TermsRequest under $3,000Request over $3,000
12 Months8.50%8.50%
24 Months8.50%8.50%
36 Months9.00%9.00%
48 Months9.25%9.25%
60 Months9.50%9.50%
Secured Personal Loans

Secured Personal Loans Rates

Borrow for anywhere from 12 - 144 months with a secured personal loan. The difference between a secured and unsecured personal loan is that this loan is secured by your shared Savings Account.

TermsAPR
24 Months4.00% APR
36 Months4.00% APR
48 Months4.00% APR
60 Months4.00% APR
72 Months4.25% APR
84 Months5.25% APR
108 Months5.50% APR
144 Months5.75% APR

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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