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312 Palmer Avenue
518-886-3400
Corinth, NY 12822 -
35 Niver Street
518-886-3400
Cohoes, NY 12047 -
160 Broad St
518-886-3400
Glens Falls, NY 12801 -
1167 State Route 29
518-886-3400
Greenwich, NY 12834 -
3762 Burgoyne Ave
518-886-3400
Hudson Falls, NY 12839 -
Shared Branching
HRCCU is part of the UsNet Shared Branch Network This provides you, our member, greater convenience and real-time access to your accounts when traveling around the corner or across the country.
Unsecured Personal Loans
Unsecured Personal Loans Rates
Take a vacation, consolidate debt or make a large purchase, with an unsecured personal loan. A personal loan from HRCCU will help you borrow for what you want to do.
| Terms | Request under $3,000 | Request over $3,000 |
|---|---|---|
| 12 Months | 8.50% | 8.50% |
| 24 Months | 8.50% | 8.50% |
| 36 Months | 9.00% | 9.00% |
| 48 Months | 9.25% | 9.25% |
| 60 Months | 9.50% | 9.50% |
Secured Personal Loans
Secured Personal Loans Rates
Borrow for anywhere from 12 - 144 months with a secured personal loan. The difference between a secured and unsecured personal loan is that this loan is secured by your shared Savings Account.
| Terms | APR |
|---|---|
| 24 Months | 4.00% APR |
| 36 Months | 4.00% APR |
| 48 Months | 4.00% APR |
| 60 Months | 4.00% APR |
| 72 Months | 4.25% APR |
| 84 Months | 5.25% APR |
| 108 Months | 5.50% APR |
| 144 Months | 5.75% APR |
