Category: Member Resources

HRCCU wants to help you reach your financial goals with resources for our members.

Read our blog posts and find out how you can make the best of your membership and what makes our credit union different than traditional banks.

Get tips for making the most out of your credit union, managing your money, and exclusive resources available to our members.

black wire-framed glasses on a yellow piece of paper next to a black calculator, loose change, and a green piggy bank

5 Budgeting Tips to Help Save Money & Stay Within Budget

Creating and sticking to a budget is easier said than done. Many of us start the month with the best intentions but then find ourselves exceeding our spending limit. There are several reasons why a person can overspend on their budget. Holiday shopping, overspending on items just because they’re on sale, or forgetting to keep… Read more »

woman with pink and purple painted fingernails holding a white iPhone looking at the stock market rates

Quick Guide to Financial Investments for Beginners

One of the biggest misconceptions surrounding investing is that it’s only for the wealthy or the well-to-do. To some extent, this may have been true in the past, but now there are investment opportunities for everyone — whether you already know what to do or need some assistance. There are resources available, especially for beginners,… Read more »

Long-Term Budgeting: Planning Past the Present

Successful budgeting can be difficult, even when you’re only thinking about things on a month-to-month basis. Things can get overwhelming when you start thinking about budgeting in the long-term for bigger expenses like buying a home, paying for college, or saving for retirement. But it doesn’t have to be! In fact, long-term budgeting isn’t fundamentally… Read more »

3 Reasons to Take Out a Home Equity Loan

If you’ve been a homeowner for a number of years, there’s a good chance that you’re eligible for a home equity loan. But even if you are eligible you may be asking yourself: “Why would I take out another loan?” A home equity loan has quite a few benefits that are worth investigating. Does that mean you… Read more »