The holiday season feels like it comes quicker and quicker every year. And it’s easy to become overwhelmed as expenses add up over time. We all want to give the perfect gifts to those we love and create a memory that will be cherished for a lifetime. Many of us try to save money throughout… Read more »
When it comes to footing the bill on larger expenses, there are usually two ways to pay. You can pay in a lump sum or in installments of payments. A lump sum is one large payment and installations are multiple payments, typically paid on a monthly basis. Like many financial decisions, each option has benefits… Read more »
Each year, HRCCU offers its members the Skip-a-Pay program twice per year, in the summer and the winter. The loan must be at least six months old to qualify for the program. HRCCU offers the option to skip on the following loans: personal loans, VISA credit cards, auto loans (excluding GreenLight Auto Loans), boat and… Read more »
Everyone needs somewhere to keep their money. But when it comes to choosing between a credit union or a bank, what’s the difference? Here is how you can find which is right for you.
So, you’re in the market for a new vehicle, and you’ve done your research. You’ve found the one. The “new car” scent already permeates your senses, and you imagine yourself looking good in your new ride. Start your engines, you’re ready to roll. But wait, what about financing? Have you done your homework on that part… Read more »
Nearly three quarters of Americans are struggling with debt. And the burden is significant in terms of both size and duration, according to a new study from insurer Northwestern Mutual.
Without even realizing it, you could be wasting money every month on your car payment. That’s because you – like many other borrowers – could qualify for a much cheaper vehicle loan than you’ve currently got. Your credit union is the place to refinance your auto loan.
Pickup trucks usually command good prices at used vehicle auctions. Dealers reported that 2016 was an especially strong year for pickup resale — but Kelley Blue Book says that might change this year. KBB said that average values for one-year to three-year-old pickup trucks have remained strong as a result of high demand at auction, despite fuel… Read more »
New vehicle transaction prices have reached absurd levels in recent years. In fact, Americans now pay an average of $34,968 for a new vehicle, according to a report from Kelley Blue Book data from January 2017. Manufacturer lease deals, low interest financing, and stretched out repayment terms have all been brought to bear to make expensive vehicles… Read more »