Your credit score is more than just a meaningless three-digit number. Lenders use your credit score to help them decide whether you are an ideal candidate for a loan or credit card. These three-digit numbers turn out to be quite significant. The higher your credit score is, the more likely you are to qualify for… Read more »
Category: Credit Card
In the digital Information Age we currently live in, credit cards are thought of as a convenience — something many of us rely on. With a debit card or bank card in hand, consumers don’t have to worry about their bank lobby being open to access their money. As easy as it is to make… Read more »
For many of us, credit cards feel like an important step in becoming a financially independent adult — especially for young adults coming of age. And there’s no shortage of options for those who want or need to borrow funds, whether it’s for a specific purpose, vacation, or to help supplement income. “Credit cards have… Read more »
Each year, HRCCU offers its members the Skip-a-Pay program twice per year, in the summer and the winter. The loan must be at least six months old to qualify for the program. HRCCU offers the option to skip on the following loans: personal loans, VISA credit cards, auto loans (excluding GreenLight Auto Loans), boat and… Read more »
Whether you want to purchase a new car, your first home or even apply for a credit card, building a strong credit history is important. If you already have great credit, then you want to maintain it. If your credit is less than stellar, you might be dreading every credit check process. One of the… Read more »
Nearly three quarters of Americans are struggling with debt. And the burden is significant in terms of both size and duration, according to a new study from insurer Northwestern Mutual.
A lot of advice about how to control credit card debt is simple common sense — pay off your bills in full each month, and don’t finance big-ticket items at a high interest rate. Some of the advice is a bit unorthodox, such as freezing your credit cards in ice and melting only for emergencies. But, sometimes,… Read more »