Category: Credit Card

Building & Maintaining Good Credit with HRCCU

Whether you want to purchase a new car, your first home or even apply for a credit card, building a strong credit history is important. If you already have great credit, then you want to maintain it. If your credit is less than stellar, you might be dreading every credit check process.

The ‘$20 Rule’ – and How to Control Credit Card Debt

A lot of the advice you get about how to manage credit card debt is simple common sense: pay off your bills in full each month; don’t finance big-ticket items at high interest, etc. Some of the advice is a bit strange: freeze your credit cards in ice; melt only for emergencies. Sometimes we hear something new, and… Read more »