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HRCCU has been certified as a Community Development Financial Institution (CDFI), expanding affordable lending opportunities and community banking to the Capital Region

HRCCU Certified as a Community Development Financial Institution (CDFI)

Hudson River Community Credit Union is proud to announce that we have been officially certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury’s Community Development Financial Institution Fund, commonly known as the CDFI Fund. This designation recognizes HRCCU’s continued commitment to serving individuals and communities that have historically lacked… Read more »

A women looks at credit cards while sitting at a desk determining her options for consolidating debt.

How to Evaluate Debt Consolidation Offers Without Getting Burned

Debt consolidation can sound like a simple solution when managing multiple balances feels overwhelming. Combining debts into one payment may offer relief, but not all consolidation offers are created equal. Understanding how consolidation works and what to look for can help borrowers avoid costly mistakes. This guide explains the debt consolidation meaning in plain language,… Read more »

DIY: Build Your Own Car Emergency Kit

Fail to plan. Plan to fail. This simple axiom applies to every aspect of life, including vehicle safety. Part of being a safe driver is preparing for any situation you could encounter on the road. This includes equipping your vehicle with the type of essential equipment you may need in a crisis by packing a… Read more »