Your friends are buying homes, your kids want a yard with a pool, and you want your own office space. But is it time for you to buy a house? Purchasing a home is one of the biggest decisions an adult will make in their life, and potentially one of the most stressful times. So,… Read more »
When it comes to advice, many of us have grown accustomed to asking friends and family members for their thoughts. In some scenarios, this might be the right course of action. But, when it comes to finances, it’s best to seek the advice of a professional. And who doesn’t want expert guidance when it comes… Read more »
Are we paying attention? As always, food prices increase with steady regularity, but in small increments that might go unnoticed. Even the smallest changes can add up over time and have a big impact on your wallet (and bank account credit card debt, etc.). There is no way to avoid it: groceries cost money. But… Read more »
Tax season can be an exciting, yet stressful time of year. Fewer realizations are more painful than discovering a missed deduction that could have increased your tax refund or decreased the state or federal taxes you owe. Unless this is the first year you’ve filed taxes on your own, you are probably familiar with the… Read more »
As winter gives way to a spring thaw that will soon turn to summer, the housing market typically (during an average year) sees an uptick in activity from home buyers and sellers.
Like many rural communities, Northern Saratoga County has seen an increased need for emergency food assistance and Hudson River Community Credit Union (HRCCU), along with its local partners, stand ready to answer the call.
At HRCCU, security and education is one of our top priorities for our members. In uncertain times, scammers and fraudsters will capitalize on the vulnerability of organizations and individuals. We have already begun to see an increase of scammers calling members and suspicious emails flooding inboxes. Below are a few steps to help you avoid… Read more »
If you’ve taken out a mortgage, auto loan, or even own a credit card, there’s a good chance that you understand the fundamentals of interest rates. You borrow a certain amount of money that you will pay back over an agreed upon time period. Now, because the creditor or financial institution is loaning the money,… Read more »
With the spread of the coronavirus (COVID-19) pandemic across New York State, the country and the world, now more than ever we have been challenged to find new ways to mitigate the spread of the virus. This includes the way we do everyday activities including banking. To help you navigate the coronavirus pandemic, here are… Read more »
5 Online Shopping Safety Tips to Use Every Day As technology advances, online shopping continues to grow in popularity for people across the globe.