Category: Member Resources

Long Term Budgeting: Planning Past the Present

Successful budgeting can be difficult, even when you’re only thinking about things on a month-to-month basis. Things can get overwhelming when you start thinking about budgeting in the long-term for bigger expenses. For example, like a future home, paying for college, or retirement- in the future. But it doesn’t have to be! In fact, long… Read more »

4 Budgeting Steps to Become a Master

If you’re just starting to really get into budgeting money you may be in a bit of a frustrating situation. You want to be an absolute professional, but you don’t know where to start. Don’t fall into despair quite yet. Becoming a total mastermind at budgeting takes a little bit of practice and patience, but… Read more »

3 Resources for HRCCU Members You Might Not Know About

You bank with HRCCU because you want your money to be safe and sound in an account that you trust. What you might not know is that HRCCU members have access to a bunch of other resources to maximize their finances. Here are three of our favorites that you might not have known about:

3 Reasons to Take Out a Home Equity Loan

If you’ve been a homeowner for a number of years, there’s a good chance that you’re eligible for a home equity loan. But even if you are eligible you may be asking yourself: “Why would I take out another loan?” A home equity loan has quite a few benefits that are worth investigating. Does that mean you… Read more »

4 Ways to Spot Job Scams

Looking for a job can be a stressful process, and the unfortunate reality is that there are scammers out there looking to take advantage of vulnerable people. During a long job hunt without results, individuals can fall for these kinds of scams because of the financial stresses that arise while unemployed. Because of this, online… Read more »

The Truth About Free Trial Offers

When you’re waffling on signing up for a subscription-based service, that almost ever-present 7-day or 14-day free trial can seem like a huge draw. You think: “why not give the service a shot for a week or two, especially if it’s at no cost?” While this logic is, on its face, sensible enough, the reality… Read more »