If you’ve taken out a mortgage, auto loan, or even just own a credit card then there’s a good chance that you intimately understand the fundamentals of interest rates. This is how it works, you borrow x amount of money that you pay back over an agreed upon period of time. Now because the creditor… Read more »
Category: Auto/Vehicle Loan
When it comes to footing the bill on larger expenses there are usually two routes that you can go: you can pay in a lump sum (one large payment) or in installments of payments (usually on a monthly basis.) Each has certain benefits and certain drawbacks. While they are available options for each person your… Read more »
When you’re looking to buy a car, sometimes the range of different financing and vehicle options can be difficult to parse through: do you want to lease or buy? Do you want to take out a loan or buy a car outright? Of course, making these decisions can also be largely dependent on how flexible… Read more »
Searching for the auto loan with the best rate requires doing some research both on your own personal finances and on what financial institutions offer that fit in with your situation. This can seem like an especially tall task if you’ve never searched for an auto loan before. Before you dive into the process of… Read more »
Buying a new car is an exciting prospect. There’s nothing quite like searching for a new vehicle, reading up on all the different features, and finding the vehicle that fits your needs and wants perfectly. Getting a car loan, on the other hand, can be an arduous process, and sometimes the excitement of actually getting… Read more »
Buying a new car is exciting, intimidating and stressful. Here’s what you should know and do before making your next purchase.
Buying a new car can be an exciting process — but it’s also stressful. There are so many things to consider: from gas mileage to utility, new to pre-owned and of course…the cost. There’s no getting around the fact that a vehicle is a big financial commitment. Thankfully, your friends at HRCCU are here to… Read more »
So, you’re in the market for a new vehicle, and you’ve done your research. You found the one. The “new car” scent already permeates your senses, and you imagine yourself looking good in your new ride. Start your engines, you’re ready to roll. But wait, what about financing? Have you done your homework on that… Read more »
You could be wasting money every month on your car payment without even realizing it. That’s because you – like many other borrowers – may qualify for a much cheaper vehicle loan than you’ve currently got. Your credit union is the place to sort it all out.
Pickup trucks usually command good prices at used vehicle auctions. Dealers reported that 2016 was an especially strong year for pickup resale. But Kelley Blue Book says that things might change this year.