Category: Saving Money

Beginner’s Guide to Starting an Emergency Fund

Life can change fast and unexpectedly, and sometimes those changes can end up being costly. That’s why it’s especially important to be prepared for any financial curveballs that may be tossed at you. Building an emergency fund for unforeseen circumstances can save you a big headache down the road and give you some peace of… Read more »

4 Ways to Save This Summer

Warm beaches, local festivals, and summer trips. There’s no question that the summertime opens up all kinds of options that are unique to the season. While the opportunity to spend more time outdoors definitely has its perks, it does come with one caveat — that itch to go out and do more can also have… Read more »

HRCCU Members Can Save Money & Have Fun This Summer

The summer solstice is upon us, which means summer is officially here. With the summer season comes outdoor fun and family outings to amusement and water parks — as well as the costs associated with such attractions. Luckily, as an HRCCU member, you can save on local entertainment all summer long with exclusive access to… Read more »

3 Bad Millennial Spending Habits & How to Improve Them

Finding the right balance when it comes to money can be difficult, especially when you don’t have a lot of knowledge on how to properly manage your finances. This has been particularly relevant for millennials, many of whom are burdened with big student loan payments and have lived through both the burst of the dot… Read more »

How to Stop Spending (& Start Saving) Money Today

Conventional wisdom is that you should start saving as soon as you can. While the sentiment of establishing savings early on is a good one, the reality is that it’s not always easy to put away money. Building a healthy amount of savings can be hard to start. That doesn’t have to be the case…. Read more »

Financial Tips for Your New Year’s Resolution

When choosing a New Year’s resolution, many people want to manage their money better. Whether that means saving more money, spending it smarter, or exploring new investments — devoting more time to finances is always a sensible resolution for people to focus on (at any time of year, really). Here are some financial New Year’s… Read more »

Creative Ways to Save Money Each Month

Saving money can be overwhelming. Maybe you want to save enough for a vacation, or maybe you want to pay off your student loans in five years instead of 20. Whatever your financial goals are, it is important to create and follow a plan to save money. The beginning of each year is a fresh… Read more »