Author: HRCCU

About The Author

Hudson River Community Credit Union (HRCCU) was founded in 1954 and has been dedicated to the financial wellbeing of its members throughout the counties of Saratoga, Warren, Washington, and Rensselaer, as well as the towns of Cohoes, Watervliet, and Green Island in Upstate New York.

By offering low interest rates, low to no service charges, and competitive financial products, our not-for-profit financial cooperative is one of the top credit unions in the region. Our experienced team of lenders and financial advisors can provide the tools and resources needed to help navigate important financial decisions.

snowmobile speeding on snow near tree lines

Navigating the Trails: A Guide to ATV and Snowmobile Loans

Navigating the Trails: A Guide to ATV and Snowmobile Loans As the temperatures start dropping, many people start thinking about buying a new or used all-terrain vehicle (ATV) or snowmobile to navigate the winter ahead. On average, more than 200,000 snowmobiles and ATVs are sold every year, both for business and pleasure use. If you’re… Read more »

Happy millennial couple talk with male real estate agent or broker in office buying first house together, smiling young husband and wife speak visit banker think of taking loan or mortgage from bank

Best Bank for First-Time Homebuyers: Find Your Financial Foundation

Key Factors for First-Time Homebuyers Finding the best bank as a first-time homebuyer depends on your specific financial situation, needs, and preferences. However, in the end, the best bank for a first-time homebuyer is one that offers competitive mortgage rates, excellent customer service, and a range of complementary services that align with your financial goals…. Read more »

Little girl with her parents putting coins into piggy bank indoors. Money savings concept

Financial Education: Youth Savings Account

Teaching Your Kids About Money: Building Financial Literacy Teaching your kids about money and building their financial literacy gives them crucial life skills that can set them up for a successful financial future. Let’s take a look at some of the ways that you can get started with your kids’ financial education. Lead by Example… Read more »

Savings Account Money Global Finance Concept

What Are High Yield Savings Accounts?

High-Yield Savings Accounts – An Overview If one of your financial goals is to grow your savings, then it’s important to understand the tools that are available to help you do it. Even for those who are most disciplined about their saving habits, not all accounts are created equally. For individuals who are serious about… Read more »

Man signing car insurance document or lease paper. Writing signature on contract or agreement. Buying or selling new or used vehicle. Car keys on table. Warranty or guarantee. Customer or salesman.

Finding the Best Auto Loan Rates

When you are ready to buy a new vehicle, finding the right make and model and negotiating a good price to buy it is great, but none of that will matter if you don’t also find an auto loan with competitive rates and fair terms. All lenders are different, so before you head to the… Read more »

closeup of purple flowers growing in green grass in front of a home with the lights turned on

How to Protect Your Home While Away

One of the true joys of summertime is taking a trip with family or friends to enjoy the longer days and warm weather. However, before getting caught up in the excitement over leaving, it’s important to remember that preparing a house for vacation is a necessary precaution before jumping in the car or boarding the… Read more »

cracked, red brick wall with the radon symbol next to the image of a white house under a magnifying glass

Reducing Your Home’s Risk of Radon

Radon is a colorless and odorless gas that is released from the natural breakdown of uranium in rocks, soil, and water. It’s also one of the leading causes of lung cancer in nonsmokers. Although many people may not think much about the risks associated with radon, the gas can build up to dangerous levels inside… Read more »

young woman with brown hair wearing a white graduation cap and gown next to a young woman with red hair sitting in a brown armchair

Local High School Graduates Awarded College Scholarships by HRCCU

As a local, not-for-profit credit union, the staff and board of directors at Hudson River Community Credit Union (HRCCU) are dedicated to helping members of its surrounding communities. One way of achieving this is by awarding local, college-bound, high school graduates with scholarships to help relieve some of the financial burden often faced with paying for… Read more »

Hudson River Community Credit Union Announces Board of Directors Appointments

Hudson River Community Credit Union (HRCCU) has announced its officers for their 2021 Board of Directors: Charles Pasquarell, III, President; Dino Rosati, Vice President; Carol Ann Pacco-Long, Treasurer; and Thomas Uncher, Secretary. These officers will provide strategic direction for continued growth around HRCCU’s mission – to improve the well-being of members and their families by… Read more »