5 Online Shopping Safety Tips to Use Every Day As technology advances, online shopping continues to grow in popularity for people across the globe.
HRCCU Blog on Finance, Banking, Saving & More – Page 15
Social Security, Explained
When you get paid, there are 2 programs that you pay into as mandated by the federal government: Medicaid and Social Security (also known as FICA). There’s no doubt that you’ve noticed this pulled from your paycheck every pay period, and of the two programs Social Security is by a significant margin the more expensive,… Read more »
2020 HRCCU Scholarship Application
HRCCU’s annual scholarship program is open to graduating seniors who are planning to attend an accredited college or university in the fall of 2020. Eligible applicants must be a credit union member in good standing. We will be awarding three-$1,000 scholarships — all scholarship funds must be used for tuition at an accredited educational institution.
How Banking Changed in the 2010s
This decade has been ten years of significant technological change, continuing the trend that started in the 1960s, accelerated rapidly during the 1980s, and into the 2000s. One huge piece of that change, which has been dubbed by some as the “Information Revolution”, has been the integration of communications devices into day to day life… Read more »
HRCCU’s Give4Kids Matching Campaign Raises $25,500 for Local Youth Centers
In 2019, the Hudson River Community Credit Union (HRCCU) conducted its annual year-end fundraising campaign titled Give4Kids Matching Campaign in its continued effort to support local youth centers in the communities it serves.
Long-Term Budgeting: Planning Past the Present
Successful budgeting can be difficult, even when you’re only thinking about things on a month-to-month basis. Things can get overwhelming when you start thinking about budgeting in the long-term for bigger expenses like buying a home, paying for college, or saving for retirement. But it doesn’t have to be! In fact, long-term budgeting isn’t fundamentally… Read more »
Cryptocurrency Explained: What It Is & Why It Matters
Cryptocurrency had a groundswell of popularity as a part of the cultural conversation about our rapidly shifting digital era a few years ago and continues to be a topic of conversation today. Perceptions of cryptocurrency vary. The rise of the so-called “self-made billionaires” who were early investors in cryptocurrency like Bitcoin had some proclaiming that… Read more »
5 Good Spending Habits to Bring Into 2020
There are many ways you can incorporate proper spending habits into your lifestyle. Increasing your salary and putting away money into savings are important, but they aren’t the only ways to reach your financial goals. Learning when and how you should spend your money will influence your ability to reach your financial goals. With a… Read more »
Lake Luzerne Memory Tree Decorating
A few weeks ago, HRCCU Ambassadors assisted in the decoration of The Lake Luzerne Memory Christmas Tree. This tree represents the passing of beloved Lake Luzerne residents. Each star is handmade by one of our ambassadors Pam and painted white with a red bow and a persons name. Each year we add more and more… Read more »
Lump Sum vs. Installments: Which Makes Sense for You?
When it comes to footing the bill on larger expenses, there are usually two ways to pay. You can pay in a lump sum or in installments of payments. A lump sum is one large payment and installations are multiple payments, typically paid on a monthly basis. Like many financial decisions, each option has benefits… Read more »
