Category: News

Cryptocurrency Explained: What It Is & Why It Matters

Cryptocurrency had a groundswell of popularity as a part of the cultural conversation about our rapidly shifting digital era a few years ago and continues to be a topic of conversation today. Perceptions of cryptocurrency vary. The rise of the so-called “self-made billionaires” who were early investors in cryptocurrency like Bitcoin had some proclaiming that… Read more »

5 Educational Personal Finance Podcasts

If you’re trying to develop a better understanding of how to manage your finances, finding good resources to help you get where you want to be can be difficult. One resource that can be extremely helpful — and doesn’t monopolize your time — is immersing yourself into the world of financial podcasts. Podcasts are an… Read more »

4 Ways to Spot Job Scams

Looking for a job can be a stressful process, and the unfortunate reality is that there are scammers out there looking to take advantage of vulnerable people. During a long job hunt without results, individuals can fall for these kinds of scams because of the financial stresses that arise while unemployed. Because of this, online… Read more »

The Truth About Free Trial Offers

When you’re considering signing up for a subscription-based service, that almost ever-present seven-day or 14-day free trial can seem like a huge draw. You think, “Why not give the service a shot for a week or two, especially if it’s at no cost?” While this logic is sensible, the reality is that there are some… Read more »

Tips to Prevent Identity Theft

  Widespread use and access have made the online world an integral part of day-to-day life, often for the better. However, living life online comes with some risks. One of the most unsettling is the increased threat of identity theft. Identity theft has been a relatively common crime since the early 20th century. With the… Read more »

Member Satisfaction Survey Results

At Hudson River Community Credit Union (HRCCU), we are devoted to the satisfaction of our members, the integrity of their financial investments, and their overall satisfaction with our products and services. To help us better serve our members and ensure we are meeting their needs, we conduct ongoing HRCCU member satisfaction surveys, as well surveys… Read more »

Why Do New Car Prices Keep Going Up?

New vehicle transaction prices have reached absurd levels in recent years. In fact, Americans now pay an average of $34,968 for a new vehicle, according to a report from Kelley Blue Book data from January 2017. Manufacturer lease deals, low interest financing, and stretched out repayment terms have all been brought to bear to make expensive vehicles… Read more »