HRCCU Blog on Finance, Banking, Saving & More – Page 4

A Message to our Members About COVID-19

At Hudson River Community Credit Union (HRCCU), the health and well-being of our members, employees, and communities is our top priority. We understand the concern over the coronavirus pandemic (COVID-19) and are committed to being responsive to the needs of our members and employees as we learn more about the virus. At this time, we… Read more »

Four Tips for Managing your Finances during a Pandemic.

With the spread of the coronavirus (COVID-19) pandemic across New York State, the country and the world, now more than ever we have been challenged to find new ways to mitigate the spread of the virus. This includes the way we do everyday activities including banking. To help you navigate the coronavirus pandemic, here are… Read more »

HRCCU Takes Part in National Read Across America Day!

On Monday, March 2nd HRCCU Branch Manager Jess Schul joined Troy School 18’s 1st grade after school program for an afternoon of reading cute and educational stories. Jess read the story Dragons Love Tacos to the kids and loved every minute of it.

5 Tips for Safe Online Shopping

5 Online Shopping Safety Tips to Use Every Day As technology advances, online shopping continues to grow in popularity for people across the globe.

Social Security, Explained

When you get paid, there are 2 programs that you pay into as mandated by the federal government: Medicaid and Social Security (also known as FICA). There’s no doubt that you’ve noticed this pulled from your paycheck every pay period, and of the two programs Social Security is by a significant margin the more expensive,… Read more »

2020 HRCCU Scholarship Application is Live!

HRCCU’s annual scholarship program is open to graduating seniors who are planning to attend an accredited college or university in the fall of 2020. Eligible applicants must be a credit union member in good standing. We will be awarding three $1,000 scholarships, and all scholarship funds must be used for tuition at an accredited educational… Read more »

How Banking Changed in the 2010s

This decade has been ten years of significant technological change, continuing the trend that started in the 1960s, accelerated rapidly during the 1980s, and into the 2000s. One huge piece of that change which has been dubbed by some as the “Information Revolution”, has been the integration of communications devices into day to day life… Read more »

Long Term Budgeting: Planning Past the Present

Successful budgeting can be difficult, even when you’re only thinking about things on a month-to-month basis. Things can get overwhelming when you start thinking about budgeting in the long-term for bigger expenses. For example, like a future home, paying for college, or retirement- in the future. But it doesn’t have to be! In fact, long… Read more »

Cryptocurrency Explained: What It Is & Why It Matters

Cryptocurrency had a groundswell of popularity as a part of the cultural conversation about our rapidly shifting digital era a few years ago and continues to be a topic of conversation today. Perceptions of cryptocurrency vary. The rise of the so-called “self-made billionaires” who were early investors in cryptocurrency like Bitcoin had some proclaiming that… Read more »