HRCCU Blog on Finance, Banking, Saving & More – Page 2

A HELOC agreement sits on a dark table with a calculator and checking books nearby

HELOC vs. Home Equity Loan

For many homeowners, the possibility of using their homes’ equity to fund major expenses is a smart financial move. However, choosing between the two main financial products available for this purpose — a HELOC and a home equity loan — present an additional set of considerations. A home equity loan provides a lump sum based… Read more »

HRCCU Donates $2,000 to Support Lake Luzerne Community Playground Project

At Hudson River Community Credit Union (HRCCU), we’re committed to supporting initiatives that strengthen our communities and create lasting impact for local families. That’s why we’re proud to announce a $2,000 donation to the Town of Lake Luzerne in support of the new Lake Luzerne Destination Playground at Butler Park. This exciting community project is… Read more »

HRCCU and the Community Raise $20K for the Hudson River Mill Museum

When the Hudson River Mill Museum was vandalized earlier this year, the Corinth community didn’t just react with shock, they responded with action. In an effort to support the museum’s restoration, Hudson River Community Credit Union (HRCCU) stepped in to lead a matching fundraising campaign that ultimately raised $20,300 to help repair the damage. Responding… Read more »

The 2025 HRCCU College Scholarship Recipients

At Hudson River Community Credit Union (HRCCU), we believe in the power of education and the potential of our youth to shape the future. That’s why we’re thrilled to announce the recipients of our 2025 College Scholarship Program—four exceptional high school graduates who have demonstrated outstanding academic achievement, leadership, and a commitment to their communities…. Read more »

New HRCCU Branch Coming Soon!

HRCCU To Open New Branch in Greenwich, NY We’re thrilled to share some big news—Hudson River Community Credit Union (HRCCU) is expanding! Our newest full-service branch will be coming to Greenwich, NY, with construction already underway and doors expected to open in early 2026. This new location marks an exciting chapter in our ongoing mission… Read more »

What to Use a Personal Loan for: 5 Reasons People Borrow

The truth is, having access to a significant amount of money can sometimes make a huge impact on the lives of many individuals. For example, access to large amounts of cash can help you pay for major life expenses, pay off high-interest debt, and provide peace of mind when handling unexpected emergencies. Personal loans provide… Read more »

Two men sit at a table with banking sheets planning financial wellness

How Credit Unions Help Members Build Financial Wellness

In a world where the financial landscape seems to constantly change, from rising grocery prices to a fluctuating housing market, responsibly managing your money is increasingly important. Statistics show that Americans are struggling with money. In fact, a recent CNBC poll revealed that more than 65% of people reported that they live paycheck to paycheck. It’s… Read more »

glasses, tax papers, and a calculator sit upon a desk as the tax season begins to roll around

Maximizing Your Tax Return: Smart Ways to Use Your Refund

It’s that time of year once again — tax season. For many taxpayers, the anticipation of a substantial refund check has them dreaming of big purchases. However, smart financial management is about more than paying for large purchases at one time. This tax season, consider some thoughtful and impactful ways to maximize the financial benefits… Read more »

HRCCU Donates $125,000 to support the Saratoga Regional YMCA Programs

Hudson River Community Credit Union Donates $125,000 to Support Saratoga Regional YMCA Programs in Glens Falls and Corinth Saratoga Springs, NY – Hudson River Community Credit Union (HRCCU) is proud to announce a $125,000 donation to the Saratoga Regional YMCA, supporting two important initiatives that will positively impact local communities. The donation includes a $25,000… Read more »