Are we paying attention? As always, food prices increase with steady regularity, but in small increments that might go unnoticed. Even the smallest changes can add up over time and have a big impact on your wallet (and bank account credit card debt, etc.). There is no way to avoid it: groceries cost money. But… Read more »
HRCCU Blog on Finance, Banking, Saving & More – Page 3
Tax season can be an exciting, yet stressful time of year. Fewer realizations are more painful than discovering a missed deduction that could have increased your tax refund or decreased the state or federal taxes you owe. Unless this is the first year you’ve filed taxes on your own, you are probably familiar with the… Read more »
As winter gives way to a spring thaw that will soon turn to summer, the housing market typically (during an average year) sees an uptick in activity from home buyers and sellers.
It can take a bit of time to develop smart, positive spending habits, but the benefits of doing so are endless.
Like many rural communities, Northern Saratoga County has seen an increased need for emergency food assistance and Hudson River Community Credit Union (HRCCU), along with its local partners, stand ready to answer the call.
As the old adage goes, time is money. As time becomes more and more of a premium in the modern-day and things seem to move more rapidly than ever, you need banking that follows suit. With the advent of more sophisticated and user-friendly online banking tools in recent years many financial institutions have made it… Read more »
HRCCU wants our members to be safe in the months ahead — both physically and financially. First and foremost, the IRS has issued warnings and reminders focused on the rise of scamming during the COVID-19 pandemic.
At HRCCU, security and education is one of our top priorities for our members. In uncertain times, scammers and fraudsters will capitalize on the vulnerability of organizations and individuals. We have already begun to see an increase of scammers calling members and suspicious emails flooding inboxes. Below are a few steps to help you avoid… Read more »
In times of uncertainly and struggle, HRCCU understands that as an organization we need to support our local communities. Our core values at HRCCU include communication, collaboration and integrity. With these values, comes great responsibility and the need to act during challenging times such as the novel coronavirus.
If you’ve taken out a mortgage, auto loan, or even own a credit card, there’s a good chance that you understand the fundamentals of interest rates. You borrow a certain amount of money that you will pay back over an agreed upon time period. Now, because the creditor or financial institution is loaning the money,… Read more »