We are proud to announce that HRCCU has been awarded the honor of Healthiest Employer by the Albany Business Review.
HRCCU Blog on Finance, Banking, Saving & More – Page 19
HRCCU Members Can Save Money & Have Fun This Summer
The summer solstice is upon us, which means summer is officially here. With the summer season comes outdoor fun and family outings to amusement and water parks — as well as the costs associated with such attractions. Luckily, as an HRCCU member, you can save on local entertainment all summer long with exclusive access to… Read more »
HRCCU Sponsors 29th Annual SRYMCA Charity Golf Tournament
Each year, the Saratoga Regional YMCA holds a charity golf tournament to raise funds for children who otherwise wouldn’t have the opportunity to attend summer camp. On Wednesday, June 12, 2019, HRCCU was once again honored to be a participating sponsor of this important event. We wish all of the campers a happy and safe… Read more »
What is PMI & How You Can Avoid Paying it
PMI — it sounds like one of those three letter acronyms that you’ve heard in passing, but don’t exactly know what it means. But if you’re mortgage shopping, it’s important to understand exactly what PMI is and why you should give serious consideration to avoiding it. You don’t want to commit to a mortgage loan… Read more »
Stuart M.Townsend Elementary School Students Visit HRCCU
At HRCCU, we welcome students to our branches to learn and experience what we do everyday. On June 6th, 2019, our Corinth branch hosted 23 students in our youth banking program from Stuart M Townsend Elementary School in Hadley-Luzerne for their end-of-the-year field trip!
How to Get the Best Auto Loan Rates
Searching for the best auto loan rates requires taking inventory of your own personal finances and deciding on a financial institution that has what you’re looking for. This can seem like an especially tall task if you’ve never searched for an auto loan before. Before you dive into the process of finding your ideal car loan, check… Read more »
Dos & Don’ts When Considering a Home Equity Loan
Taking out a home equity loan can be a promising prospect, particularly when you’re looking for an influx of money for more expensive endeavors — be it large home remodeling and/or renovations, paying off high-interest debts, or finding money for college tuition. Despite the appeal, when it comes to taking out a second mortgage on… Read more »
3 Common Car Loan Mistakes
Buying a new car is an exciting prospect. There’s nothing quite like searching for a new vehicle, reading up on all the different features, and finding the vehicle that fits your needs and wants perfectly. Getting a car loan, on the other hand, can be an arduous process, and sometimes the excitement of getting the car… Read more »
3 Essential Tips for First-Time Home Buyers
Buying a home is a huge life decision and can be especially nerve-wracking when you’re buying for the first time. Just like anything that you do for the first time, there’s a learning curve that you have to climb before you can get a good sense of the best strategies for home buying. With this… Read more »
5 Steps to Get Your Mortgage Application Approved
Getting approved for a mortgage loan can seem confusing, especially to first-time homebuyers. But with the right preparation and planning, the mortgage application process can get easier, setting potential borrowers up for quicker approval. Here are five steps to mortgage approval.
