It can take a bit of time to develop smart, positive spending habits, but the benefits of doing so are endless.
HRCCU Blog on Finance, Banking, Saving & More – Page 16
HRCCU & Corinth CSD Partner with Capital Region Food Bank to Host Drive-Thru Food Pantry
Like many rural communities, Northern Saratoga County has seen an increased need for emergency food assistance and Hudson River Community Credit Union (HRCCU), along with its local partners, stand ready to answer the call.
Beware of Scams and Phishing Attempts During COVID-19.
At HRCCU, security and education is one of our top priorities for our members. In uncertain times, scammers and fraudsters will capitalize on the vulnerability of organizations and individuals. We have already begun to see an increase of scammers calling members and suspicious emails flooding inboxes. Below are a few steps to help you avoid… Read more »
Why Interest Rates Fluctuate
If you’ve taken out a mortgage, auto loan, or even own a credit card, there’s a good chance that you understand the fundamentals of interest rates. You borrow a certain amount of money that you will pay back over an agreed upon time period. Now, because the creditor or financial institution is loaning the money,… Read more »
A Message to our Members About COVID-19
At Hudson River Community Credit Union (HRCCU), the health and well-being of our members, employees, and communities is our top priority. We understand the concern over the coronavirus pandemic (COVID-19) and are committed to being responsive to the needs of our members and employees as we learn more about the virus. At this time, we… Read more »
4 Tips for Managing Your Finances During a Pandemic
With the spread of the coronavirus (COVID-19) pandemic across New York State, the United States, and the world, now more than ever we have been challenged to find new ways to mitigate the spread of the virus. This includes the way we do everyday activities — including banking. To help you navigate the coronavirus pandemic,… Read more »
HRCCU Takes Part in National Read Across America Day!
On Monday, March 2nd HRCCU Branch Manager Jess Schul joined Troy School 18’s 1st grade after school program for an afternoon of reading cute and educational stories. Jess read the story Dragons Love Tacos to the kids and loved every minute of it.
5 Tips for Safe Online Shopping
5 Online Shopping Safety Tips to Use Every Day As technology advances, online shopping continues to grow in popularity for people across the globe.
Social Security, Explained
When you get paid, there are 2 programs that you pay into as mandated by the federal government: Medicaid and Social Security (also known as FICA). There’s no doubt that you’ve noticed this pulled from your paycheck every pay period, and of the two programs Social Security is by a significant margin the more expensive,… Read more »
2020 HRCCU Scholarship Application
HRCCU’s annual scholarship program is open to graduating seniors who are planning to attend an accredited college or university in the fall of 2020. Eligible applicants must be a credit union member in good standing. We will be awarding three-$1,000 scholarships — all scholarship funds must be used for tuition at an accredited educational institution.
