HRCCU Blog on Finance, Banking, Saving & More

A woman sits on her couch with her laptop managing her multiple bank accounts.

How to Manage Multiple Bank Accounts to Organize Your Money

Picture opening your banking app and knowing, at a glance, exactly how much is ready for bills, how much is free to spend this week, and how close you are to your next big goal. That kind of clarity is what makes multiple bank accounts such a popular money management strategy. Instead of one balance… Read more »

Hudson River Community Credit Union Invests $10,000 in Greenwich Community Through Saratoga Regional YMCA Donation

Hudson River Community Credit Union (HRCCU) is investing in the health and well-being of the Greenwich community with a $10,000 donation to the Saratoga Regional YMCA’s Battenkill Branch. The contribution to the YMCA’s Annual Campaign will help ensure that individuals and families throughout the region have access to programs and services that promote health, wellness,… Read more »

A stack of credit cards highlighting the importance of credit utilization

Credit Utilization Across Multiple Cards

Your credit score doesn’t just look at one number when you carry multiple cards. It looks at two: how much you owe on each card individually, and how much you owe across all of them combined. Miss that distinction, and you can end up doing everything “right” while your score still takes a hit. If… Read more »

Investing in Our Community: HRCCU Donates $7,500 to Hudson River Mill Museum for Roof Replacement

Hudson River Community Credit Union (HRCCU) is proud to announce a $7,500 donation to the Hudson River Mill Museum to support the replacement of the historic building’s roof and help preserve an important piece of Corinth’s industrial heritage. Keeping a Longstanding Commitment. The donation continues HRCCU’s longstanding commitment to the museum and its shared history… Read more »