HRCCU Blog on Finance, Banking, Saving & More – Page 8

Trying to get financially fit this year? From money market accounts and stocks to cash management and bonds, these are the best short-term investment options in 2023

8 of the Best Short-Term Investment Options in 2023

For many of us, our goal is to live comfortably — especially during the golden years of retirement. However, to do that, wise financial investments are essential. As we learned from past experiences, like those in 2008 and 2020, our nation’s economy and individual financial stability could be compromised by forces beyond our control, leaving… Read more »

hrccu ceo presenting glens falls area youth center with donation check

Hudson River Community Credit Union Donates $10,000 to support the Glens Falls Area Youth Center

Hudson River Community Credit Union (HRCCU) announced today that it has made a donation of $10,000 to support the Glens Falls Area Youth Center (GFAYC) in its continued effort to provide a wide-variety of educational, recreational and life-skills programs for at-risk youth living in Warren, Washington and Saratoga Counties. “HRCCU is proud to continue to… Read more »

Christmas and New Year’s holiday décor next to money saved for the new year

New Year, New Tips for Saving

One of the best parts of any new year is using it as a “fresh start,” an opportunity to break bad habits and start anew. When it comes to good financial habits, committing to save in the new year is a popular choice, but it’s not always a choice that is easy to follow through… Read more »

shoppers sticking to a budget while holiday shopping in a mall with a Christmas tree

‘Tis the Season: Tips for Keeping You on Budget and Saving Money

The holiday season is officially upon us. From window displays to party space rentals, retailers across the country are gearing up for another robust holiday season, with total consumer spending anticipated to reach $1.45 trillion. However, for many people, especially those who continue to feel the sting of global inflation, learning how to budget while… Read more »

woman with her hair pulled back wearing a black coat standing behind the driver’s side door of a black car

When is the Best Time to Buy a Car?

Buying a car is a big decision. From saving for a down payment to calculating the real cost of an auto loan, smart buyers know that it is important to consider every financial aspect of such a major purpose. For that reason, taking time to consider when the best time is to buy a car… Read more »

two women sitting at a gray conference table reviewing financial paperwork

What Mortgage Lenders Look for in Bank Statements

When you are trying to buy a home or get a home equity line of credit, a lot of paperwork is involved, from credit reports to legal contracts. In particular, mortgage lenders require a lot of documentation to put together a full financial picture of potential borrowers. This financial assessment involves reviewing bank statements from… Read more »