When it comes to advice, many of us have grown accustomed to asking friends and family members for their thoughts. In some scenarios, this might be the right course of action. But, when it comes to finances, it’s best to seek the advice of a professional. And who doesn’t want expert guidance when it comes… Read more »
HRCCU Blog on Finance, Banking, Saving & More – Page 10
11 Ways to Save at The Grocery Store
Are we paying attention? As always, food prices increase with steady regularity, but in small increments that might go unnoticed. Even the smallest changes can add up over time and have a big impact on your wallet (and bank account credit card debt, etc.). There is no way to avoid it: groceries cost money. But… Read more »
8 Tax Deductible Options You Don’t Know About Yet
Tax season can be an exciting, yet stressful time of year. Fewer realizations are more painful than discovering a missed deduction that could have increased your tax refund or decreased the state or federal taxes you owe. Unless this is the first year you’ve filed taxes on your own, you are probably familiar with the… Read more »
5 Ways to Practice Good Spending Habits
It can take a bit of time to develop smart, positive spending habits, but the benefits of doing so are endless.
HRCCU & Corinth CSD Partner with Capital Region Food Bank to Host Drive-Thru Food Pantry
Like many rural communities, Northern Saratoga County has seen an increased need for emergency food assistance and Hudson River Community Credit Union (HRCCU), along with its local partners, stand ready to answer the call.
Beware of Scams and Phishing Attempts During COVID-19.
At HRCCU, security and education is one of our top priorities for our members. In uncertain times, scammers and fraudsters will capitalize on the vulnerability of organizations and individuals. We have already begun to see an increase of scammers calling members and suspicious emails flooding inboxes. Below are a few steps to help you avoid… Read more »
Why Interest Rates Fluctuate
If you’ve taken out a mortgage, auto loan, or even own a credit card, there’s a good chance that you understand the fundamentals of interest rates. You borrow a certain amount of money that you will pay back over an agreed upon time period. Now, because the creditor or financial institution is loaning the money,… Read more »
A Message to our Members About COVID-19
At Hudson River Community Credit Union (HRCCU), the health and well-being of our members, employees, and communities is our top priority. We understand the concern over the coronavirus pandemic (COVID-19) and are committed to being responsive to the needs of our members and employees as we learn more about the virus. At this time, we… Read more »
4 Tips for Managing Your Finances During a Pandemic
With the spread of the coronavirus (COVID-19) pandemic across New York State, the United States, and the world, now more than ever we have been challenged to find new ways to mitigate the spread of the virus. This includes the way we do everyday activities — including banking. To help you navigate the coronavirus pandemic,… Read more »
HRCCU Takes Part in National Read Across America Day!
On Monday, March 2nd HRCCU Branch Manager Jess Schul joined Troy School 18’s 1st grade after school program for an afternoon of reading cute and educational stories. Jess read the story Dragons Love Tacos to the kids and loved every minute of it.