Instant Account Verification (IAV) is a secure and convenient way for members of Hudson River Community Credit Union to quickly add their external bank account information to their online banking for quick and easy transfers. Instead of waiting days for verification, IAV allows members to securely connect their existing financial accounts in just seconds. This… Read more »
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Help Articles
How Does Instant Account Verification Work?
Hudson River Community Credit Union uses secure technology, often powered by OAuth connections, to make IAV fast and safe. Here’s how it works: The member selects their external financial institution They log in through a secure, encrypted connection A token (not their actual credentials) is used to verify the account The account is confirmed instantly… Read more »
What Are Microdeposits?
Microdeposits are a traditional method used to verify account ownership. Two small deposits are sent to a member’s external account, and the member must: Wait 1–3 business days for the deposits to appear Log back in to confirm the amounts While effective, this process can be slow and inconvenient, often leading to frustration or incomplete… Read more »
Why IAV Is a Better Experience for HRCCU Members?
Faster Access IAV: Completed in seconds Microdeposits: Take 1–3 business days More Convenient No need to leave and return later to finish setup More Secure Uses encrypted, token-based connections Members never have to share usernames or passwords with third parties Seamless Digital Experience Helps members complete the process in one sitting
What Is Instant Identity Verification (IDV)?
In addition to verifying accounts, Hudson River Community Credit Union may also use Instant Identity Verification (IDV) to confirm a member’s identity. IDV helps ensure that the person adding an account in their online banking is the rightful owner by securely verifying details such as: Name Address Phone number Email This added layer of protection… Read more »
What is the Online Loan Payment Portal?
The online loan payment portal is the fast, free way to pay your HRCCU loans online. When you enroll or choose to make a one-time loan payment through our online payment portal, you will have several convenient payment options and features to choose from including: Make your payment with a checking or savings account from… Read more »
Why should I use the Online Loan Payment Portal?
Our online loan payment portal makes it easy for our members to make loan payments anytime, anywhere. You can schedule automatic payments each month or make a one-time payment, whichever is most convenient for you. Plus, our online payment portal offers a fast, secure and free way to pay your loans 24/7.
Where can I find the Online Loan Payment Portal?
You can find the online loan payment portal by either visiting our website at hrccu.org and clicking “Pay Loan” in the top right corner of the homepage or visiting the portal directly by clicking here. This service is only available on the HRCCU website or through the direct link. You cannot use the online bill… Read more »
How does the Online Loan Payment Portal work?
The online loan payment portal assists you in making payments with a 24-hour convenience. However, in order to ensure your payment posts the same day, you need to schedule the payment by 7 PM EST Monday – Friday. Weekend payments will post Monday by 8 P.M. EST.
How do I use the Online Loan Payment Portal?
Go to hrccu.org, in the top right corner there is a button titled “Pay Loan”, which will take you to the loan payment portal page. Once on the page, follow the steps to set up your online loan payment account. To enroll, you will need: Your Loan Account Number from your statement The billing zip… Read more »
