HRCCU’s Skip-a-Pay Program allows you to skip up to one monthly payment per promotional period. Those payments are then added to the end of your loan term. Skipping a loan payment under this program does not impact your credit rating. The is a $20 fee per skip request, per each loan.
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Help Articles
What constitues false fraud?
True fraud is any unauthorized purchases not made by you. Some of the instances of false fraud include: Free trials Subscriptions Renewals Recurring transactions Another important tip to note, if fraud is indeed suspected and we warn you to cancel your card, or inform you of an action to take, and you refuse – any further… Read more »
What is Kasasa Checking?
HRCCU offers four types of Kasasa accounts: Kasasa Cash, Kasasa Cash Back and Kasasa Saver. We also offer an identity theft protection product called Kasasa Protect. More info can be found here.
How do I report fraud?
For account fraud, call our Member Experience Center at 518.886.3400. For plastic fraud (credit card or debit card), call Card Services at 518.886.3400, select option 5. If you suspect fraud has happened to you, or your HRCCU credit or debit card, please dispute the claim through this form here.
What is audio response banking?
Audio Response is an automated response system, which allows you to call in and get such information as: Account balances Recent account history Make a transfer Make a loan payment. What you will need to use Audio Response: Member number PIN Last four digits of primary account holder social security number The direct line to… Read more »
What is a statement credit?
In simple terms, a credit is the opposite of a payment. You get money credited back to your account instead of borrowing it to pay for a purchase. Statement credits can show up on your monthly credit card statement often in both a list of transactions and as a category of account activity.
What is an interest charge?
This charge can refer to the sum of interest on your credit card account and it is broken down by transaction type: purchases, cash advances, and balance transfers. You will be charged interest if you pay less than the full balance or pay after the payment due date.
Are there fees involved with eStatements?
However, a paper statement costs $3 per month.
What information do I need to receive a wire transfer?
Wire to: EasCorp Federal CU – ABA number 211391773 To beneficiary: Hudson River Community CU – 221375132 For final credit: member’s name and account number
What do I need to open an account at HRCCU?
Regular A valid government issued photo ID with current address. If the address on your ID is different from your current address, then you will need to provide a recent bill matching your current address. Youth A valid Student/Government issued ID, if unavailable parent/grandparent or legal guardian’s government issued photo ID. UTMA A valid government… Read more »
