HRCCU Blog on Finance, Banking, Saving & More – Page 14

smartphone with the calculator app opened held in an adult’s hand above a manilla folder with tax paperwork

8 Tax Deductible Options You Don’t Know About Yet

Tax season can be an exciting, yet stressful time of year. Fewer realizations are more painful than discovering a missed deduction that could have increased your tax refund or decreased the state or federal taxes you owe. Unless this is the first year you’ve filed taxes on your own, you are probably familiar with the… Read more »

Why Interest Rates Fluctuate

If you’ve taken out a mortgage, auto loan, or even own a credit card, there’s a good chance that you understand the fundamentals of interest rates. You borrow a certain amount of money that you will pay back over an agreed upon time period. Now, because the creditor or financial institution is loaning the money,… Read more »

A Message to our Members About COVID-19

At Hudson River Community Credit Union (HRCCU), the health and well-being of our members, employees, and communities is our top priority. We understand the concern over the coronavirus pandemic (COVID-19) and are committed to being responsive to the needs of our members and employees as we learn more about the virus. At this time, we… Read more »

HRCCU Takes Part in National Read Across America Day!

On Monday, March 2nd HRCCU Branch Manager Jess Schul joined Troy School 18’s 1st grade after school program for an afternoon of reading cute and educational stories. Jess read the story Dragons Love Tacos to the kids and loved every minute of it.

Social Security, Explained

When you get paid, there are 2 programs that you pay into as mandated by the federal government: Medicaid and Social Security (also known as FICA). There’s no doubt that you’ve noticed this pulled from your paycheck every pay period, and of the two programs Social Security is by a significant margin the more expensive,… Read more »