HRCCU Blog on Finance, Banking, Saving & More – Page 13

HRCCU Sponsors the Corinth Volunteer Fire Department

HRCCU values our community and the first responders who protect us and our members, especially firefighters. HRCCU sponsored the painting of the Corinth Volunteer Fire Department truck with our community sponsorship program. The newly etched lettering of the Corinth Volunteer Fire Department fire truck was unveiled Tuesday, March 28, at the Corinth Fire Department. The… Read more »

A Guide to Starting the Home Buying Process

Buying a home is usually pretty intimidating. You may have found the home of your dreams or the fixer upper you have had your eye on for a while. However, you need to know what you can afford, what your options are, and all of the costs associated with a home purchase. It’s hard to… Read more »

HRCCU Distributes $600,000 Back to Its Members

2016 proved to be another successful year for Hudson River Community Credit Union (HRCCU) and its members. To recognize this achievement, the Board of Directors approved the distribution of $600,000 to its members through an Extraordinary Dividend in the form of Loyalty Certificates and a Borrower’s Reward.

There May Be Deals on Used Pickup Trucks This Year

Pickup trucks usually command good prices at used vehicle auctions. Dealers reported that 2016 was an especially strong year for pickup resale — but Kelley Blue Book says that might change this year. KBB said that average values for one-year to three-year-old pickup trucks have remained strong as a result of high demand at auction, despite fuel… Read more »

Why Do New Car Prices Keep Going Up?

New vehicle transaction prices have reached absurd levels in recent years. In fact, Americans now pay an average of $34,968 for a new vehicle, according to a report from Kelley Blue Book data from January 2017. Manufacturer lease deals, low interest financing, and stretched out repayment terms have all been brought to bear to make expensive vehicles… Read more »

The ’$20 Rule‘ & How to Control Credit Card Debt

A lot of advice about how to control credit card debt is simple common sense — pay off your bills in full each month, and don’t finance big-ticket items at a high interest rate. Some of the advice is a bit unorthodox, such as freezing your credit cards in ice and melting only for emergencies. But, sometimes,… Read more »