HRCCU Blog on Finance, Banking, Saving & More – Page 12

Home Equity vs. Refinancing: Which is Right for Me?

Home ownership has a lot of perks. You can make renovations and stylistic changes at your leisure, drastically change the layout, and even re-do the backyard completely. You do not have to rely on a landlord to make house repairs, and, in the long run, it’s a better investment than renting. (But you’ll need to… Read more »

Double H Ranch Volunteer Day for Ambassadors

Hudson River Community Credit Union (HRCCU) ambassadors spent the day on Saturday, November 2, 2019, maintaining the grounds of Double H Ranch located in Lake Luzerne, New York, in the beautiful Adirondack Park. Double H Ranch has an important place in our hearts since HRCCU cares about our local community — and some of our… Read more »

3 Ways to Save on a Halloween Costume

One of the most fun parts of the autumn season is Halloween, and one of the best parts of Halloween is being able to dress up. There’s only one problem: if you’re on a budget a lot of those especially cool Halloween costumes also tend to come with a big price tag. Luckily that doesn’t… Read more »

3 Reasons to Take Out a Home Equity Loan

If you’ve been a homeowner for a number of years, there’s a good chance that you’re eligible for a home equity loan. But even if you are eligible you may be asking yourself: “Why would I take out another loan?” A home equity loan has quite a few benefits that are worth investigating. Does that mean you… Read more »

HRCCU Winter Coat Drive 2019

This fall, HRCCU is supporting families in need by holding a Winter Coat Drive. Please consider donating to our cause by dropping of new and gently used clothing. Accepted items include: coats, scarves, gloves, hats, and boots.

HRCCU Sponsors Fun Day for Community Children

On October 5, HRCCU representatives sponsored a fun filled day for local youth in Stony Creek, NY. In total, HRCCU donated 100 pumpkins to the festivities. Other activities included a bouncy house, crafting magic wands, and a puppet show. HRCCU feels there is no better way to spend a Saturday than giving back to our… Read more »

Leasing vs. Buying a Car

When looking to buy a car, sometimes the range of different financing and vehicle options can be difficult to parse through. Do you want to lease or buy? Do you want to take out a loan or buy a car outright? Making these decisions can also be largely dependent on how flexible your income is… Read more »

3 Advantages to Youth Savings

If you have young kids, then you’ve probably experienced some feelings of anxiety over both the future of their finances and the future of their financial knowledge at least once or twice. Youth education is not usually especially focused on teaching kids about how financial systems work or teaching about handling and managing money in the future…. Read more »